*{
    margin:0;
    padding:0;
    box-sizing:border-box;
    font-family:Arial, sans-serif;
}

body{
    background:#f4f7fb;
    color:#333;
}

.header{
    background:#003b95;
    color:#fff;
    text-align:center;
    padding:28px 20px;
}

.header h1{
    font-size:38px;
}

.header p{
    margin-top:8px;
    font-size:18px;
}

.hero{
    background:linear-gradient(135deg,#0052cc,#3fa9ff);
    color:#fff;
    text-align:center;
    padding:60px 20px;
}

.hero h2{
    font-size:34px;
    margin-bottom:12px;
}

.hero p{
    font-size:17px;
    max-width:700px;
    margin:auto;
}

.container{
    max-width:1100px;
    margin:40px auto;
    padding:0 20px;
}

.card{
    background:#fff;
    padding:25px;
    margin-bottom:22px;
    border-left:6px solid #0052cc;
    border-radius:14px;
    box-shadow:0 8px 18px rgba(0,0,0,.08);
    transition:.3s;
}

.card:hover{
    transform:translateY(-5px);
}

.card h3{
    color:#003b95;
    margin-bottom:12px;
}

.card p,
.card li{
    line-height:1.8;
    color:#555;
}

.card ul{
    padding-left:20px;
}

.contact-box{
    background:#eef5ff;
    border-left-color:#3fa9ff;
}

footer{
    background:#003b95;
    color:#fff;
    text-align:center;
    padding:18px;
    margin-top:40px;
}

@media(max-width:768px){
    .header h1{
        font-size:30px;
    }

    .hero h2{
        font-size:26px;
    }

    .card{
        padding:18px;
    }
}